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This review is proposed by Damien Cuyala on
🤖 Review's summary
Analyzed by Damien Cuyala
Overall Review: A great platform to diversify investments in the agricultural sector. ECSP Certified platform that includes a secondary market. You also have the option for automatic investment based on your selected criteria.
Lande is a peer-to-peer lending platform specializing in agricultural and livestock investments. The platform has been in existence since 2021 and is headquartered in Riga, Latvia. The minimum investment per loan is 50 euros with a minimum withdrawal of 1 euro within 48 hours maximum. The team consists of 22 employees across three business sectors. This platform does not offer buyback options but rather utilizes collateral such as land or machinery.
Current total invested amount on the platform is 26 million euros. Projects overdue by more than 6 months amount to 895,000 euros, with defaulted projects totaling 1,580,000 euros. The platform obtained the ECSP license in February 2024. There is also news on loan originators, an evolution of the total monthly loans on the platform (shown in a histogram), an average yield of 10.9%, total interest paid in September was 140,000 euros, total invested amount stands at 26,733,273 euros, and monthly investor investments amount to 562,000 euros.
As of now, I have not invested in the platform yet. I am considering the possibility of doing so in the near future.
This Lande project for Q4 2024 looks promising and robust. With a focus on the agricultural sector, it provides investors with a unique opportunity to diversify their portfolios. The incorporation of an ECSP license and a secondary market adds a layer of security and flexibility to the investment process. The team behind Lande seems dedicated and experienced, which instills confidence in potential investors. The detailed update on the current state of the platform and investment options gives a transparent view to make informed decisions. I believe Lande has the potential to deliver solid returns while supporting the agricultural industry. Overall, I am optimistic about the Lande project for Q4 2024 and look forward to exploring investment opportunities on this platform.
21 voters
👎24% 👍19% 🤷24% 🏳️33%
To vote : 
Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.
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