The project Emma by Raizers

Review of the project Emma by Raizers

Review's score :

This review is proposed by Grégory Vaur on 15/12/2023

⏰ The project starts on 19/12/2023 11h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Emma at Raizers Project Analysis by Grégory Vaur Hey there! Let's dive into the analysis of the Emma project at Raizers. Get ready for a fun and delightful ride! First things first, the project is a real estate development located in Le Tampon, Réunion. The plan is to purchase a 1012 sqm plot of land and divide it into two parts. On one part, a building with three T4 apartments will be constructed. On the other part, the 404 sqm plot will be sold as vacant land. Now, let's see what strengths and weaknesses we can find in this project. On the positive side, the project offers a high yield and actually surpasses the average yield of previous projects at Raizers. That's something to get excited about! Additionally, the loan to acquisition ratio is high, which means the project has a solid financial structure. The loan to sale ratio is quite low, indicating a potential for good profits. The operator has also committed a significant amount of capital to the project, which is always a good sign. Now, let's talk about some areas of concern. While there is a first-rank mortgage as collateral, we don't have information about the operator's personal assets. The company that is carrying out the project is newly created, so there's no financial statement available yet. Two out of the three apartments have been pre-commercialized, which is positive, but it's important to note that the pre-sales are subject to obtaining financing. On the bright side, the project benefits from a great location, with a primary school, pharmacy, and post office within 500 meters. The estimated selling prices for the apartments and vacant land are realistic and potentially profitable. The apartments can qualify for the Pinel outre-Mer tax reduction scheme, making them even more appealing. The building permits have already been obtained, reducing the risk of delays due to administrative procedures. Now, let's touch on the experience of the project operator. They have successfully carried out several real estate development projects in the past. However, it's worth noting that they currently have outstanding financing for other projects, and there might be some delays. In terms of the platform itself, Raizers has a low percentage of delays and no recorded permanent losses, which is reassuring for potential investors. So, overall, the Emma project at Raizers presents an interesting opportunity. The high yield and promising location are definitely attractive points. However, there are some risks to consider, such as the low margin in case of a discount on the selling price. It's important to evaluate these factors before making a decision. If you're interested in investing, don't forget to use my referral code when signing up at Raizers. You can get a bonus of up to 100€! Just follow this link: [insert referral link] Happy investing, and remember to always consider the risks with a pinch of humor and a dash of excitement!

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Investor votes results for the project: Emma

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Grégory Vaur
Grégory, I am 26 years old and have been an investor in real estate crowdfunding, stock markets and crowd-lending for around 1 year. I trained myself by watching videos on these subjects. I am currently registered on the first brick, Clubfunding, Raizers...