The project Gujan Capel par SNC Le Barp Pyrénées by Raizers

Review of the project Gujan Capel par SNC Le Barp Pyrénées by Raizers

Review's score :

This review is proposed by Damien Cuyala on 13/02/2024

⏰ The project starts on 15/02/2024 14h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Analysis of Gujan Capel project by SNC Le Barp Pyrénées at Raizers

The project is scheduled to take place on February 15, 2024, at 14:00:00.

Overall review: The company supporting the project has a high level of debt and a low guarantee for this project. It has been pre-commercialized at 50% and the operator has good experience.

Project Details:

Type of project: Purchase and resale without renovation
Total funding required: €200,000
Capital repayment: In fine
Interest: Annual

The project involves dividing a 1,650 m2 plot of land with a house of 89.46 m2, a garage, and a garden shed. After division, the operator will sell 2 lots.

Strengths:

High yield
The yield is higher than the average yield (10.81%) of recent projects at Raizers

Weaknesses:

Low Loan to Acquisition (LTA) at 99%
High Loan to Sale (LTS) at 76%
No Loan to Construction Cost (LTC)
Low operator commitment at 11%
If GAPD guarantee, the company's net debt to equity ratio is greater than 2.5

Other Details:

Location: Gujan-Mestras
Number of residents: 20,817
Nearest major city: Bordeaux (55kms)
Surrounding environment: Calm
Points of interest: Airport (55kms), train station, schools, shops, hospitals
Realistic estimated selling price with a margin of 10% in optimistic scenario and 5% in pessimistic scenario
Good condition of the property, street, and neighborhood
Property prices in the city have increased by 1.6% over the past year
No urban planning risks
Experienced project sponsor with over 400 constructed homes
No outstanding financing or delays by the operator
No renovation required
Low geopolitical risk as the project is in France
Low percentage of delays over 6 months and no permanent losses at Raizers

My Opinion on the Project:

In my opinion, the Gujan Capel project by SNC Le Barp Pyrénées at Raizers seems to have some positive aspects, such as a high yield and a realistic estimated selling price. The location and condition of the property, as well as the surrounding amenities, provide potential for a successful investment.

However, there are also certain weaknesses, such as the operator's low commitment and the high Loan to Sale ratio. This could pose some risks for investors.

Overall, I would say that this project could be an interesting opportunity for investment, but investors should carefully consider all the factors and weigh the risks and rewards before making a decision.

Don't forget to use the referral code "MBS" when signing up to receive a bonus of €100 for your first and second investments on Raizers.

Historial rates of return Raizers

Investor votes results for the project: Gujan Capel par SNC Le Barp Pyrénées

33 voters
👎76% 👍3% 🤷3% 🏳️18%
To vote :

Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.