The project Coulogne par City Invest by Raizers

Review of the project Coulogne par City Invest by Raizers

Review's score :

This review is proposed by Damien Cuyala on 08/03/2024

⏰ The project starts on 11/03/2024 14h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Project Analysis: Coulogne by City Invest at Raizers

An analysis of the Coulogne project by City Invest at Raizers conducted by Damien Cuyala reveals some interesting insights into the venture.

Project Overview

The project involves the development of two buildings with 42 social housing units on a piece of land purchased in late 2023.

Evaluation

The analysis indicates a very weak guarantee on the project with only 2 out of 3 companies showing good financial management. One company is highly indebted, and the entire project is 100% pre-sold in the VEFA stage. However, there is a positive note on the commitment of the operator despite a significant drop in local real estate prices.

Highlights and Concerns

✅ High return potential
❗ Below-average return compared to recent Raizers projects
❗ High LTA (Loan to Acquisition) at 109%
✅ Low LTS (Loan to Sale) at 8%
✅ Operator commitment at 40%
❗ Concerns regarding the financial health of some companies involved
✅ Full pre-commercialization of units

Location & Financials

The project is situated in Coulogne, a small town near Calais with a population of 5,376. The estimated selling price is optimistic, but the surrounding amenities and proximity to essential facilities are positives. Despite a slight decline in local real estate prices, the project seems to have a good handle on the market.

Overall Thoughts

While the project presents some financial risks and faces challenges such as complex construction works, the strong operator involvement and pre-sold units provide a level of security. The bonus scheme offered adds a nice incentive for potential investors. Considering the detailed analysis and the project's potential, it could be an interesting opportunity for those looking to invest in real estate with caution and due diligence.

Remember to use the referral code MBS when signing up on Raizers to avail of the bonus offer for your investments!

Historial rates of return Raizers

Investor votes results for the project: Coulogne par City Invest

43 voters
👎60% 👍7% 🤷9% 🏳️23%
To vote :

Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.