The project Résidence la République by Raizers

Review of the project Résidence la République by Raizers

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 23

Criteria	Points
mortgage coverage	🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩
optimistic scenario margin	∅
pre-commercialization	∅
track record	🟩
location	🟩
in the vicinity	🟩
yield	🟩🟩
LTA	∅
LTS	🟩
operator commitment	🟩
sales price	🟩
permanent loss	🟩
late projects	∅
price trend	🟥
urban planning risk	∅
debt to equity	∅
debt to asset	∅

This review is proposed by Hélène Mayet on 30/04/2024

⏰ The project starts on 03/05/2024 11h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Analysis of Project "Résidence la République" by Raizers

Project Analysis: Résidence la République at Raizers by Hélène Mayet

Project Overview

Date: May 3, 2024, 11:00:00
Global Opinion: Low margin, 100% commercialized to a subsidiary, operator has three projects delayed for over two years despite good guarantees. I don't feel secure about this project. What about you?

Details

Type of Project: Real Estate Development
Amount to be financed: 1,500,000 EUR
Repayment: Capital - In fine, Interest - In Fine, 1 year

Analysis Results

High return with a rate higher than the average (10.82%) at Raizers
First-rank Mortgage Guarantee with 148% coverage
Pre-commercialized to an affiliated company
Highly indebted operator
Located in a city with over 10,000 inhabitants
Close to shops, restaurants, train station, with train noise
Realistic selling price
Building needs complete demolition
Neighborhood is clean and residential
No urban planning risks
Operator has a history of similar projects
Three ongoing projects delayed since 2022
Complex construction works

Final Verdict

Despite some concerning aspects, such as the high operator indebtedness and project delays, there are positive points like the high return rate, strong guarantees, and realistic selling price. The location also seems favorable with amenities nearby. Overall, while there are risks, the project presents an opportunity for investors who are willing to take calculated risks. Remember, optimism is the key to success in investments!

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Historial rates of return Raizers

Investor votes results for the project: Résidence la République

46 voters
👎70% 👍11% 🤷7% 🏳️13%
To vote :

Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.