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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 7
| Criteria | Points |
|---|---|
| mortgage coverage | ∅ |
| optimistic scenario margin | ∅ |
| pre-commercialization | ∅ |
| track record | 🟩🟩 |
| location | ∅ |
| in the vicinity | 🟩 |
| yield | 🟩🟩 |
| LTA | 🟩 |
| LTS | 🟩 |
| operator commitment | ∅ |
| sales price | ∅ |
| permanent loss | 🟩 |
| late projects | 🟥 |
| price trend | ∅ |
| urban planning risk | ∅ |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Damien Cuyala on
⏰ The project starts on 20/05/2024 17h00
💰 The estimated rate of return is 12% per year.
⏱ The duration of the project is 24m
💼 Minimum amount to invest is 100€
🤖 Review's summary
The project is scheduled for May 20, 2024, at 17:00:00.
Overall review: Low guarantee on this project. We are financing the company's equity, but we have no visibility on the real estate assets. It's simply a reserve of money collected by Upstone and Immocratie. The company's financial health is decent.
Personal Review: The Direct Invest 2 project at Upstone raises significant concerns. With no visibility on the real estate assets, pre-sales, or potential risks, coupled with high delays and a lack of operator commitment, this project poses a considerable financial risk. The absence of a concrete plan for works and unrealized margins also adds to the uncertainty. In conclusion, investing in this project seems highly risky and not advisable.
31 voters
👎71% 👍3% 🤷3% 🏳️23%
To vote : 
Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.
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