The project DMF INVEST n°3 by Pretup

Review of the project DMF INVEST n°3 by Pretup

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 22

Criteria	Points
mortgage coverage	🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩
optimistic scenario margin	🟩
pre-commercialization	∅
track record	🟩🟩
location	🟩🟩
in the vicinity	🟩
yield	🟩
LTA	∅
LTS	∅
operator commitment	🟩
sales price	🟩🟩
permanent loss	∅
late projects	🟩
price trend	🟩
urban planning risk	∅
debt to equity	∅
debt to asset	∅

This review is proposed by Hélène Mayet on 28/05/2024

⏰ The project starts on 29/05/2024 17h00
💰 The estimated rate of return is 10.5% per year.
⏱ The duration of the project is 12m
💼 Minimum amount to invest is 20€

🤖 Review's summary

Project Analysis: DMF INVEST #3 at Pretup by Hélène Mayet

The project is scheduled for May 29, 2024, at 5:00:00 PM.

Overall review: Good project with a solid mortgage protection, very good margin, and excellent location. However, attention should be paid to the company's health.

Project Details:

👷‍ Project Type: Purchase - Resale without renovation

💶 Amount to finance: 185,000 EUR

⏰ Capital repayment: In fine. Interest: In Fine

The operation involves acquiring a 88m2 house with a small garden in NICE.

Highlights:

✅ Yield: 10.5% -> High

✅ Yield is higher than the average yield (9.89%) of the latest projects at Pretup

✅ Guarantee Type: First-rank mortgage

✅ Mortgage coverage: 111% -> High

✅ Location: City with over 100k inhabitants: Nice, French Riviera

✅ Nearby amenities: shops, schools, airport

✅ Sale price: pessimistic

✅ Prices have increased by 2.6% over 1 year

✅ Optimistic scenario margin: 23% -> High margin

❗ Pessimistic scenario margin (+10% work amount, -10% discount, +20% work time): 10% -> Decent margin

❗ Property condition: requires renovation

✅ Street and neighborhood condition: residential, calm

✅ Urbanism risk: none

✅ Operator's track record: over 10 similar operations

✅ Financing outstanding and operator's delay: no outstanding

✅ Construction difficulty: no work needed

✅ LTA (Loan to Acquisition): 89% -> Low

✅ LTS (Loan to Sale): 61% -> Low

LTC (Loan to Construction Cost): 0%

✅ Operator's commitment: 18% -> High

✅ Geopolitical situation: France

⚠️ 35.44% of delays over 6 months at Pretup -> Very high

💎 BONUS

€15 received for every €200 invested.

➡️ Click here to join Pretup!

Overall Opinion:

This project at Pretup looks promising with a great location, high margins, and strong guarantees. While there are some concerns about company health and delays, the overall potential for returns seems attractive. Investing in this project could be a smart move, especially with the bonus offer for new sign-ups. So, don't miss out on this opportunity to potentially earn good returns while supporting a real estate venture in Nice!

Historial rates of return Pretup

Investor votes results for the project: DMF INVEST n°3

30 voters
👎43% 👍20% 🤷3% 🏳️33%
To vote :

Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.