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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 15
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩 |
| optimistic scenario margin | ∅ |
| pre-commercialization | ∅ |
| track record | 🟥 |
| location | 🟩🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | ∅ |
| late projects | 🟩 |
| price trend | 🟥 |
| urban planning risk | ∅ |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Grégory Vaur on
⏰ The project starts on 08/06/2024 17h00
💰 The estimated rate of return is 10.5% per year.
⏱ The duration of the project is 12m
💼 Minimum amount to invest is 20€
🤖 Review's summary
Project Date: 2024-06-08 17:00:00
Overall Opinion: Good mortgage coverage, fairly coherent exit price, low renovation costs, decent commitment from the operator, very thin margin in case of discount, and DPE E rating.
Project Type: Purchase - renovation/construction - resale
Amount to be funded: €120,000
Repayment: In fine for capital, monthly for interest
Description: The project involves acquiring a 55.15 m² apartment with a 3.96 m² cellar on the seventh floor of a residence in the 8th arrondissement of Lyon. The aim is to carry out minor renovation work and then resell the apartment.
Location: Lyon is a city of 522,000 inhabitants, located 62 km from Saint-Étienne (via the A47 motorway) and 71 km from Mâcon (via the A6 motorway).
✅ Yield: 10.5% - high
✅ Guarantee Type: First-ranking mortgage with 113% coverage - high
⚠️ Risks: Limited margin in case of a discount, operator's net worth not disclosed, no pre-sale, change in the operator's company activity
✅ Location: City with over 100k inhabitants, close to essential amenities
✅ Work: Painting, electricity, etc., represent only 3% of the total cost
❗ Market: Apartment prices decreased by 4.5% in the past year
✅ Urbanism Risk: None
✅ Operator Engagement: 28% - high
⚠️ Delays: No known delays reported by the operator
Despite some cautionary notes, overall, the INVESTIS VEROONE project at Pretup seems promising. With a high yield, strong mortgage coverage, low renovation costs, and a realistic exit price, it presents a good opportunity for investors. The solid operator engagement and the absence of significant urbanism risks further enhance the project's appeal. While the platform's delay rate may be a concern, the potential returns and the favorable project metrics make this an attractive investment option. So, why not seize this opportunity and join in the journey of investing in INVESTIS VEROONE project at Pretup today!
Sign up with referral code: HP42TCDQ to receive €15 for every €200 invested!
➡️ Register here: Pretup
35 voters
👎43% 👍20% 🤷9% 🏳️29%
To vote : 
Grégory Vaur
Grégory, I am 26 years old and have been an investor in real estate crowdfunding, stock markets and crowd-lending for around 1 year. I trained myself by watching videos on these subjects. I am currently registered on the first brick, Clubfunding, Raizers...
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