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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 11
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩 |
| optimistic scenario margin | 🟩 |
| pre-commercialization | ∅ |
| track record | 🟥 |
| location | ∅ |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | 🟩 |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | 🟩 |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Jordan R on
⏰ The project starts on 15/07/2024 10h00
💰 The estimated rate of return is 11.5% per year.
⏱ The duration of the project is 8m
💼 Minimum amount to invest is 1€
🤖 Review's summary
Analyzed by Jordan R
The project is scheduled for July 15, 2024, at 10:00:00 with an excellent margin of 29% (potential significant price drop in case of marketing issues).
First-rank mortgage with 63% coverage at acquisition, up to 189% with completed works (based on the selling price).
It's the first operation, but the two project bearers have experience in carrying out and monitoring works. They are also accompanied by an experienced real estate merchant.
👷 Project Type: Purchase - renovation/construction - resale
💶 Funding needed: 347,000 EUR
⏰ Capital repayment: In fine. Interests: In Fine.
The Plumber operation is located in Montois-la-Montagne, near Metz in the Moselle department. The project involves purchasing a 319 m² residential house on a 963 m² plot, to be divided into 3 lots. Major and secondary works will be carried out to offer for sale 3 apartments ranging from 95 to 117 m².
✅ Yield: 11.5% -> high
✅ Yield is above the average yield (11.12%) of La premiere brique's recent projects
Type of Guarantee: First-rank mortgage, surety
❗ Mortgage coverage: 63% -> low but increases with work completion
❗ Pre-commercialization: none. Pre-commercialized at 0% with no suspensive conditions
✅ Operator's health: company created for the project
❗ Location: town of fewer than 10k inhabitants
✅ Nearby amenities: shops, schools, restaurants
✅ Realistic selling price: 2,051 €/m²
Average price/m2: 1,688 € from 868 € to 1,941 € (source: meilleursagents)
✅ Prices have increased by 3.1% in 1 year
⚠️ As you can see, the project presents both strengths and weaknesses, which provides an exciting opportunity for investors to consider. The high yield and optimistic margin indicate great potential for returns. With experienced project bearers and a realistic selling price, coupled with the bonus incentives, this project at La premiere brique seems like a promising venture. So, grab the opportunity, sign up with the referral code, and let's dive into a profitable journey together!
54 voters
👎37% 👍20% 🤷19% 🏳️24%
To vote : 
Jordan R
Jordan, 35 years old, electronics engineer by training. I currently live from my passions as a ski instructor and canyon guide. Investor in the stock market (stock/ETF), physical real estate and more recently in real estate crowdfunding since 2020. I mainly invest on the platforms: ClubFunding, Lapremierbrique and Upstone. My crowdfunding portfolio is over 100k
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