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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 12
| Criteria | Points |
|---|---|
| mortgage coverage | ∅ |
| optimistic scenario margin | ∅ |
| pre-commercialization | 🟩🟩 |
| track record | 🟩🟩 |
| location | 🟩🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | 🟩 |
| LTS | ∅ |
| operator commitment | ∅ |
| sales price | 🟥 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | ∅ |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | 🟩 |
This review is proposed by Jordan R on
⚠️ L'analyse détaillée n'est pas diffusée à la demande de ClubFunding.
➡️ Les discussions et votes sur le projet ont lieu sur le club.
⏰ The project starts on 16/07/2024 17h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€
🤖 Review's summary
The project is set to take place on July 16, 2024, with a focus on refinancing 4 lots in Reims. Although the selling price is above the high range, the properties are brand new and have been pre-sold 100% under an offer to a social lessor. One area of concern is the sales timeline if the social lessor withdraws.
👷 Project Type: Refinancing
💶 Funding Goal: 800,000 EUR
⏰ Repayment: In fine for capital, 1-month interests
The project involves refinancing of equity and partial pre-financing of two development operations in Reims. The assets include two buildings of 1,734 m² and 1,494 m², respectively. Four lots in these buildings are subject to Clubfunding's refinancing and have a purchase offer.
✅ High Return Rate
✅ Guarantees: GAPD, Pledge, Surety
✅ Location in a city with over 100k inhabitants, close to amenities
✅ Property condition: new
✅ Good street and neighborhood condition, no urbanistic risks
❗ High Loan to Sale ratio (96%)
❗ Low Operator Commitment (0%)
❗ Delay Risk: 9.32% delays over 6 months at Clubfunding
The MAISONS CHAMPENOISES project at Clubfunding presents an exciting opportunity with its high potential return rate, attractive location, and new property condition. While some concerns exist, the positive aspects outweigh them. It's a project worth considering for investors looking for a promising venture in the real estate market!
🌟 Use Referral Code MarcBluerSky when signing up and enter your email to get a 100 EUR bonus after investment!
➡️ Bonus Link
Jordan R
Jordan, 35 years old, electronics engineer by training. I currently live from my passions as a ski instructor and canyon guide. Investor in the stock market (stock/ETF), physical real estate and more recently in real estate crowdfunding since 2020. I mainly invest on the platforms: ClubFunding, Lapremierbrique and Upstone. My crowdfunding portfolio is over 100k
The votes take place in the Objectif-Renta Investors Club.
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