The project IMS INVEST - Yutz by Pretup

Review of the project IMS INVEST - Yutz by Pretup

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 11

Criteria	Points
mortgage coverage	∅
optimistic scenario margin	∅
pre-commercialization	🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩
track record	🟩
location	🟩
in the vicinity	🟩
yield	🟩
LTA	∅
LTS	∅
operator commitment	∅
sales price	🟩
permanent loss	∅
late projects	🟩
price trend	🟩
urban planning risk	∅
debt to equity	🟥🟥🟥🟥🟥
debt to asset	🟥

This review is proposed by Grégory Vaur on 20/07/2024

⏰ The project starts on 20/07/2024 17h00
💰 The estimated rate of return is 10.5% per year.
⏱ The duration of the project is 12m
💼 Minimum amount to invest is 20€

🤖 Review's summary

IMS INVEST Project Analysis

Project Analysis of IMS INVEST - Yutz by Pretup, reviewed by Grégory Vaur

Project Overview

The project scheduled for July 20, 2024, involves the acquisition of a building with 7 units for resale without renovation work. The pre-commercialization seems solid, but there are some concerns regarding the low guarantees, potential renovations for future buyers, and the operator's weak contribution.

Property Details

The building has 316m² of living space with 7 units (1 studio and 6 F2 apartments) across 3 levels. Two units are currently rented out.

Location

Yutz is a town with around 17,000 inhabitants, located 30 km from Metz and 40 km from Luxembourg.

Highlights and Concerns

Rental Yield: 10.5% - higher than the platform's average
Guarantees: Two personal guarantees, no details on net worth
Pre-commercialization: 100% pre-sold, no suspensive conditions
Operator's Health: High debt ratios, weak financial contribution
Location: Near amenities but close to a railway (noise risk)
Property Condition: Needs facade and common area renovation
Operational Risks: Unclear eviction plan for current tenants
Investment Metrics: High loan ratios, low operator engagement

Platform Quality

Low historical delays on the platform but missing data on definitive losses. Interested investors can use the provided referral code for a bonus.

Conclusion

Overall, the IMS INVEST project at Yutz presents some attractive elements like high yield and pre-commercialization but has risks due to weak guarantees and property conditions. Investors should weigh the pros and cons carefully before considering this opportunity.

Feel free to signup on Pretup with the provided referral code for a bonus: HP42TCDQ.

Historial rates of return Pretup

Investor votes results for the project: IMS INVEST - Yutz

31 voters
👎39% 👍6% 🤷10% 🏳️45%
To vote :

Grégory Vaur
Grégory, I am 26 years old and have been an investor in real estate crowdfunding, stock markets and crowd-lending for around 1 year. I trained myself by watching videos on these subjects. I am currently registered on the first brick, Clubfunding, Raizers...