This review is proposed by Damien Cuyala on
🤖 Review's summary
Mintos, the leading P2P marketplace, maintains a strong financial position and has diversified its platform to include lending, ETFs, and fractional bonds. With the added feature of Smart Cash offering a 3.75% interest rate, Mintos continues to attract investors looking to grow their liquidity.
Mintos is the European leader in P2P marketplaces, established in 2015 and headquartered in Latvia. Founded by Martins Sulte and Martins Valters, the platform now boasts 160 employees. With a minimum investment of 50 euros per loan and a minimum withdrawal of 50 euros within 24 hours, Mintos also provides a secondary market for trading loans with a 0.85% commission. Investors can choose between automated or manual investment options based on their preferences.
With a total invested amount of 10.5 billion euros on the platform, Mintos reports 8796 euros in projects overdue by more than 6 months and 575,766 euros in projects at a definitive loss, consistent with the previous quarterly figures. The platform's annual profit in 2023 stood at 650,419 euros. Mintos continues to expand its offerings with fractional bonds and saw a rise of 102.071.156 euros in total loan volume in the third quarter. The platform's average return stands at 11%, with a total invested amount of 10,531,335,579 euros, showing a monthly increase of 2,964,495 euros. Investors are contributing 99,106,661 euros monthly, indicating a healthy financial status for Mintos in 2023.
As of now, I do not have any investments on this platform.
Overall, Mintos appears to be a robust and evolving platform in the P2P marketplace. With its diverse investment options, strong financial health, and steady growth, Mintos provides a promising opportunity for investors looking to expand their portfolios. The variety of features, including the Smart Cash tool and automated investing, make it a user-friendly platform suitable for both beginner and experienced investors. Considering the positive trends and developments highlighted in the Q3 2024 review, Mintos presents itself as a promising avenue for potential investors seeking to grow their wealth. Cheers to Mintos for paving the way to financial success!
27 voters
👎30% 👍19% 🤷7% 🏳️44%
To vote : 
Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.
Damien Cuyala is a senior analyst who has already analyzed 399 projects.
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