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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 27
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩 |
| optimistic scenario margin | 🟩 |
| pre-commercialization | 🟩🟩🟩🟩🟩 |
| track record | 🟩🟩 |
| location | 🟩 |
| in the vicinity | 🟩 |
| yield | 🟩🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | 🟩 |
| sales price | 🟩🟩 |
| permanent loss | 🟩 |
| late projects | 🟥 |
| price trend | 🟩 |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Jordan R on
⏰ The project starts on 25/10/2024 11h00
💰 The estimated rate of return is 12% per year.
⏱ The duration of the project is 3m
💼 Minimum amount to invest is 100€
🤖 Review's summary
The project is set to take place on 2024-10-25 at 11:00:00
Global opinion: Purchase-resale project of a house without major renovations. Fully commercialized with a promise. Good project with no major negatives (except for the absence of the company's account). If the sale concludes as planned, there will be low interests (3 months).
👷 Project Type: Purchase - resale without major renovations
💶 Amount to be financed: €305,000
⏰ Capital Repayment: In fine. Interests: In Fine.
For their third operation with Upstone, Pierre and André have signed a sales promise for a property consisting of a 100m2 house and a 681m2 land, located 500 meters from the port of Honfleur. The property requires significant renovation work; however, it will be resold in its current state after a slight clean-up, as a promise has been signed with a Parisian couple who wish to establish their secondary residence there. It is the operators' task to hold the property while legal preemption delays are cleared and for the client to secure their bank financing.
✅ Yield: 12% -> very high
✅ Guarantee Type: Trust
✅ Coverage Ratio: 102% -> high
✅ Pre-selling: Promise. Pre-sold at 100% with suspensive conditions: obtaining financing
Overall, the "Le Miard" project by Upstone seems to be a promising venture with strong potential for profitability. The high yield, good coverage ratio, and positive pre-selling conditions indicate a favorable outcome. The location, despite needing renovations, holds promise for a lucrative resale. Additionally, the historical track record of the project initiators bodes well for its success. While there are some challenges such as geopolitical concerns and potential delays, the overall outlook appears bright.
Investing in this project not only offers financial benefits but also a bonus for new investors. The opportunity to earn credit through referrals adds an extra incentive to participate. With the right approach and attention to detail, this project could be a rewarding investment for those looking to diversify and grow their portfolio.
Remember, optimism is key in investments, so why not dive into the "Le Miard" project and see your returns soar to new heights!
31 voters
👎39% 👍26% 🤷3% 🏳️32%
To vote : 
Jordan R
Jordan, 35 years old, electronics engineer by training. I currently live from my passions as a ski instructor and canyon guide. Investor in the stock market (stock/ETF), physical real estate and more recently in real estate crowdfunding since 2020. I mainly invest on the platforms: ClubFunding, Lapremierbrique and Upstone. My crowdfunding portfolio is over 100k
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