Access
To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 20
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩 |
| optimistic scenario margin | 🟩 |
| pre-commercialization | ∅ |
| track record | 🟩 |
| location | 🟩 |
| in the vicinity | 🟩 |
| yield | 🟩🟩 |
| LTA | ∅ |
| LTS | 🟩 |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | ∅ |
| late projects | ∅ |
| price trend | ∅ |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Hélène Mayet on
⏰ The project starts on 06/11/2024 20h00
💰 The estimated rate of return is 12% per year.
⏱ The duration of the project is 12m
💼 Minimum amount to invest is 100€
🤖 Review's summary
Project Date: 2024-11-06 20:00:00
Type: Refinancing
Amount: 134,000 EUR
Capital Repayment: In fine, Interests:
Overall Review: Excellent project with a small collection amount, strong guarantee, slightly indebted company, ongoing construction work, and fully paid well. Minimal risk associated with this project.
Operator's Goal: Refinancing for cash flow to enable new investments.
Risk Level: Low
Rendement: 12% (Very high)
Guarantee Type: First-rank mortgage, 100% coverage
Location: City with over 10,000 inhabitants, close to amenities
Price: Realistic
Optimistic Scenario Margin: 37% (High)
Pessimistic Scenario Margin: 30% (High)
Property: Under renovation, quiet neighborhood
Risk factors: No urban planning risks, experienced project operator, no outstanding loans, simple construction works, realistic timeline
Despite some geopolitical uncertainties and lack of data on potential delays or platform losses, the project seems well-structured and promising. With a high yield, robust guarantee, and positive market conditions, it presents a good opportunity for investors looking for a stable return. The operator's commitment and the project's location further enhance its appeal. Overall, a project worth considering for those interested in the real estate sector.
Promotion: Use referral code S7WACDYFUH for a 0.50% cashback.
Sign up here with the referral code.
31 voters
👎32% 👍13% 🤷6% 🏳️48%
To vote : 
Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.
The votes take place in the Objectif-Renta Investors Club.
➡️ Search for previous reviews of chez Tokimo
Join the group on TelegramBy joining the club, you join a community of investors driven by the same interests and passions.
