Access
To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 20
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩 |
| optimistic scenario margin | ∅ |
| pre-commercialization | 🟩🟩 |
| track record | 🟩 |
| location | 🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | ∅ |
| price trend | 🟩 |
| urban planning risk | ∅ |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Grégory Vaur on
⏰ The project starts on 10/04/2024 14h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€
🤖 Review's summary
The project scheduled for April 10, 2024, involves the purchase, renovation, and resale of a real estate property consisting of a 81m² house and a 24m² studio. The goal is to undertake light renovations in the studio and sell the property as two separate lots. Located in La Crau, a town with 20,000 inhabitants, this project offers a high yield but falls slightly below the average return of recent projects on Raizers.
On the positive side, there is a high first-rank mortgage guarantee, a realistic selling price, and low acquisition cost. However, the potential margin is narrow in case of a discount, and the operating company is quite leveraged.
La Crau's proximity to Toulon and Saint-Tropez makes it an attractive investment location. The project benefits from a solid first-rank mortgage and is pre-commercialized with one lot already under a sales promise. The area offers various amenities within a short distance but is close to a railway line and a motorway, posing a noise concern.
The selling prices for the house and studio are deemed realistic, with an upside potential due to the renovation. The acquisition cost is below the lower end of the range, and renovation costs represent 5% of the total cost. The optimistic scenario presents a decent 12% margin, while the pessimistic one is lower at 2%.
Overall, despite some minor drawbacks, the "La Moutonne" project presents a promising opportunity for investment. With a solid mortgage guarantee, advantageous location, and potential for a satisfactory return, this project aligns with the current market trends and demonstrates the experience of the project initiators. Investing in "La Moutonne" could not only yield financial gains but also contribute to the revitalization of a property with value-adding renovations.
43 voters
👎49% 👍19% 🤷21% 🏳️12%
To vote : 
Grégory Vaur
Grégory, I am 26 years old and have been an investor in real estate crowdfunding, stock markets and crowd-lending for around 1 year. I trained myself by watching videos on these subjects. I am currently registered on the first brick, Clubfunding, Raizers...
The votes take place in the Objectif-Renta Investors Club.
➡️ Search for previous reviews of chez Raizers
Join the group on TelegramBy joining the club, you join a community of investors driven by the same interests and passions.
