The project Montgeron by Raizers

Review of the project Montgeron by Raizers

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 12

Criteria	Points
mortgage coverage	🟩🟩🟩🟩🟩
optimistic scenario margin	∅
pre-commercialization	∅
track record	🟩
location	🟩
in the vicinity	🟩
yield	🟩
LTA	∅
LTS	∅
operator commitment	🟩
sales price	🟩
permanent loss	🟩
late projects	∅
price trend	∅
urban planning risk	∅
debt to equity	∅
debt to asset	∅

This review is proposed by Jordan R on 11/04/2024

⏰ The project starts on 16/04/2024 14h58
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Analysis of the Montgeron project at Raizers by Jordan R

The Montgeron project is scheduled for April 16, 2024, with a good overall assessment. It comes with strong guarantees including a first-ranking mortgage covering 73% of the project, personal guarantees from the two associates, and GAPD from Zoe Invest and Group TDSI.

One positive aspect is the operator's commitment of 31% to the project. However, a downside is the lack of pre-marketing, although the exit price is deemed realistic.

Project Details

Project Type: Purchase - renovation/construction - resale
Amount to be financed: €900,000
Repayment: In fine for capital and interest
Operator's goal: Renovate and convert an 8-unit building at 8, Avenue de la République in Montgeron, Essonne, Paris region.

Key Points

High yield
First-ranking mortgage guarantee covering 73%
Personal guarantees from associates and GAPD from Zoe Invest and Group TDSI
No pre-marketing
Location in a city with over 10k inhabitants, with nearby amenities
Realistic exit price of €4,328/m2

Assessment

In conclusion, the Montgeron project at Raizers seems promising with strong guarantees and a realistic approach. The high operator commitment and low historical delays and losses at Raizers are positive indicators. While the lack of pre-marketing and some financial ratios may raise concerns, the overall assessment of the project appears favorable. Investors looking for a potentially high yield opportunity in real estate may find this project worth considering.

Historial rates of return Raizers

Investor votes results for the project: Montgeron

34 voters
👎74% 👍9% 🤷9% 🏳️9%
To vote :

Jordan R
Jordan, 35 years old, electronics engineer by training. I currently live from my passions as a ski instructor and canyon guide. Investor in the stock market (stock/ETF), physical real estate and more recently in real estate crowdfunding since 2020. I mainly invest on the platforms: ClubFunding, Lapremierbrique and Upstone. My crowdfunding portfolio is over 100k