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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 9
| Criteria | Points |
|---|---|
| mortgage coverage | ∅ |
| optimistic scenario margin | ∅ |
| pre-commercialization | ∅ |
| track record | 🟩🟩 |
| location | ∅ |
| in the vicinity | 🟩 |
| yield | 🟩🟩 |
| LTA | 🟩 |
| LTS | 🟩 |
| operator commitment | ∅ |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | ∅ |
| price trend | ∅ |
| urban planning risk | ∅ |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Jordan R on
⏰ The project starts on 21/05/2024 10h00
💰 The estimated rate of return is 12% per year.
⏱ The duration of the project is 24m
💼 Minimum amount to invest is 1000€
🤖 Review's summary
The project is scheduled for May 21, 2024, at 10:00:00 assessing it as a equity financing project.
No financial statements provided for the companies involved. Lack of information on the projects to be financed is a major concern. The only positive note is the experienced operator.
Type of Project: Refinancing
Amount to be financed: 350,000 EUR
Repayment: Capital - In fine, Interests - In fine
The need for equity funding on each operation is deemed too low to justify fundraising on Immocratie. However, the lack of transparency in providing financial data of the involved companies raises red flags. Although the historical success of similar projects and the high potential return of 12% are tempting, the absence of adequate company balance sheets is a major risk.
The project's geographical constraints and the high percentage of delays of over 6 months at Immocratie indicate a challenging environment. While no permanent losses have been incurred, the lack of detailed information on the guarantor companies and the reliance on a single operator for over 10 projects pose significant risks.
In conclusion, the lack of transparency regarding financial statuses, coupled with the reliance on a single operator and the high-risk environment, make the DIRECT INVEST 2 SAS project a questionable investment. Despite the attractive bonus offer, potential investors should proceed with caution due to the overall lack of information and the uncertain nature of the project.
36 voters
👎69% 👍6% 🤷3% 🏳️22%
To vote : 
Jordan R
Jordan, 35 years old, electronics engineer by training. I currently live from my passions as a ski instructor and canyon guide. Investor in the stock market (stock/ETF), physical real estate and more recently in real estate crowdfunding since 2020. I mainly invest on the platforms: ClubFunding, Lapremierbrique and Upstone. My crowdfunding portfolio is over 100k
The votes take place in the Objectif-Renta Investors Club.
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