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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 20
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩 |
| optimistic scenario margin | 🟩 |
| pre-commercialization | ∅ |
| track record | 🟩🟩 |
| location | 🟩 |
| in the vicinity | 🟩 |
| yield | 🟩🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | ∅ |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | 🟥 |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Hélène Mayet on
⏰ The project starts on 03/07/2024 10h00
💰 The estimated rate of return is 12% per year.
⏱ The duration of the project is 18m
💼 Minimum amount to invest is 1€
🤖 Review's summary
The project is scheduled for July 3, 2024, at 10:00:00. Overall review: Good margin, mortgage approved. However, be cautious about the company's debt, as there is no commercialization yet. No construction work required, and it's in a sought-after location.
👷 Type of Project: Buy - sell without renovations
💶 Amount to be financed: 100,000 EUR
⏰ Capital repayment: In fine. Interests: In Fine.
The project involves purchasing a 140m² house on a 1,666m² land to divide it into 3 lots for resale as is.
✅ Yield 12% -> very high.
✅ Guarantee Type: Second rank mortgage, irrevocable notarized payment order, guarantee
✅ Mortgage coverage: 100% -> high
❗ Pre-commercialization: None. Pre-marketed at 0% with no suspensive conditions
❗ Company's health for the operation: Some debt, ratio 3.5
✅ Location: City with over 10k inhabitants
✅ Nearby: Shops, schools, restaurants, hospitals, train station
✅ Realistic selling price
✅ Optimistic scenario margin 18% -> high margin
✅ Pessimistic scenario margin 12% -> decent margin
✅ Property condition: clean, livable
❗ Street and neighborhood condition: boulevard, hence noisy
✅ Urbanism risk: none
✅ Historical track record by project developer: over 10 similar operations
✅ Financing and operator's delay: none
✅ No construction work difficulty
✅ Realistic duration of work
✅ LTA (Loan to Acquisition): 98% -> low
❗ LTS (Loan to Sale): 71% -> high
✅ Geopolitical situation: France
✅ Low long-term delays and losses at La Premiere Brique
There are 2 bonuses:
➡️ Signing bonus: +1% additional yield on registration by clicking the link: referral code 6PNX38
➡️ Project bonus: +1% bonus on each investment using the referral code MBS. Applies to specific projects only.
Referral code: MBS
Overall, the project "La Marne" shows great potential with a high yield and numerous positive indicators. With the right strategy and cautious financial management, investors could reap substantial benefits from this opportunity. So, don't miss out on being a part of this exciting venture!
52 voters
👎38% 👍21% 🤷17% 🏳️23%
To vote : 
Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.
➡️ My review of La premiere brique
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