The project Terrain de la Somme 2 by Clubfunding

Review of the project Terrain de la Somme 2 by Clubfunding

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 26

Criteria	Points
mortgage coverage	🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩
optimistic scenario margin	🟩
pre-commercialization	🟩🟩🟩
track record	🟩🟩
location	∅
in the vicinity	🟩
yield	🟩🟩
LTA	∅
LTS	🟩
operator commitment	🟩
sales price	🟩
permanent loss	🟩
late projects	🟩
price trend	🟥
urban planning risk	🟩
debt to equity	🟩
debt to asset	🟩

This review is proposed by Hélène Mayet on 03/07/2024

⚠️ L'analyse détaillée n'est pas diffusée à la demande de ClubFunding.
➡️ Les discussions et votes sur le projet ont lieu sur le club.

⏰ The project starts on 04/07/2024 17h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Analysis of Terrain de la Somme 2 Project on Clubfunding

Project Analysis: Terrain de la Somme 2 on Clubfunding by Hélène Mayet

Project Details

Type of Project: Refinancing

Total amount to finance: 360,000 EUR

Capital repayment: In fine, interest: 1 month

Key Points

Raised Funds for land development and division
High yield and above average return
Strong guarantees - second-rank mortgage, trust, pledge
100% mortgage coverage and realistic exit price
Experienced project owner and good financial health
Located near amenities but in a small town
Realistic construction timeline

Concerns and Risks

Decreasing property prices in the area
Complex construction works and high LTA ratio
Pre-commercialization at 55% pending financing
Operational delays and only one outstanding project

Overall Assessment

The Terrain de la Somme 2 project on Clubfunding presents an exciting investment opportunity with high potential returns and strong guarantees. While there are some risks to consider, such as the location in a small town and the need for additional financing, the experienced project owner and realistic project timeline provide confidence in its success.

Investing in this project not only offers a chance for attractive returns but also supports the development of the local community. By leveraging the bonus code "MarcBluerSky" and following the provided link for additional benefits, investors can further maximize their investment.

Overall, with careful consideration of the risks and rewards, the Terrain de la Somme 2 project showcases a promising opportunity for investors looking to diversify their portfolio and be part of a successful real estate venture.

Investor votes results for the project: Terrain de la Somme 2

Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.