Access
To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 21
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩 |
| optimistic scenario margin | ∅ |
| pre-commercialization | ∅ |
| track record | 🟩🟩 |
| location | 🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | 🟩 |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | ∅ |
| urban planning risk | 🟩 |
| debt to equity | 🟥🟥🟥🟥🟥 |
| debt to asset | ∅ |
This review is proposed by Jordan R on
⚠️ L'analyse détaillée n'est pas diffusée à la demande de ClubFunding.
➡️ Les discussions et votes sur le projet ont lieu sur le club.
⏰ The project starts on 09/07/2024 17h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€
🤖 Review's summary
Project Date: July 9, 2024, 17:00:00
Overall review: Good project with average selling price in the sector and property to be renovated.
Excellent mortgage coverage of 150% and operator commitment at 58%.
The property is expected to be sold to one of the group's asset management structures.
Type of Project: Real Estate
Amount: €340,000 to be financed
Repayment: In fine
Interest: 1 month
The operation aims to partially refinance equity committed in a property development operation. The asset, located in a residential area in Noisy-Le-Grand (93), consists of a 191 m² house on a basement and an outbuilding with 2 rooms. Planned works include house renovation, facade and roof modifications, and division of the building into 6 separate lots to be sold as a whole.
Pros: High return, excellent mortgage coverage, realistic selling price, good location near amenities, property value increasing.
Cons: High net debt/equity ratio of the operator, no pre-sale conditions, no photos of interior, potential pessimistic scenario margin is low.
The operator's commitment is deemed high at 58%, and the geopolitical situation indicates low delays and no permanent losses among Clubfunding projects.
This project presents a promising opportunity for investors with its high potential return, strong mortgage coverage, and realistic selling price. While there are some risks to consider, overall, the project seems well-positioned for success in the real estate market. Invest wisely and seize the opportunity to benefit from this exciting endeavor at Clubfunding!
Jordan R
Jordan, 35 years old, electronics engineer by training. I currently live from my passions as a ski instructor and canyon guide. Investor in the stock market (stock/ETF), physical real estate and more recently in real estate crowdfunding since 2020. I mainly invest on the platforms: ClubFunding, Lapremierbrique and Upstone. My crowdfunding portfolio is over 100k
The votes take place in the Objectif-Renta Investors Club.
➡️ Search for previous reviews of chez Clubfunding
Join the group on TelegramBy joining the club, you join a community of investors driven by the same interests and passions.
