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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 11
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩 |
| optimistic scenario margin | ∅ |
| pre-commercialization | ∅ |
| track record | 🟩 |
| location | ∅ |
| in the vicinity | 🟩 |
| yield | 🟩🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | 🟩 |
| urban planning risk | ∅ |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Grégory Vaur on
⏰ The project starts on 14/07/2024 11h30
💰 The estimated rate of return is 14% per year.
⏱ The duration of the project is 13m
💼 Minimum amount to invest is 20€
🤖 Review's summary
The project is scheduled for July 14, 2024, at 11:30:00 with an overall evaluation of 14% return (a well-prepared operation for Bastille Day), medium guarantees, coherent exit price, rather experienced operator, apartments located in a small village a bit far from major metropolitan areas, and a 4% margin in case of a sale price decrease.
Project Type: Purchase - renovation/construction - resale
Amount: €193,000 to be financed
Capital Repayment: In fine. Interests: In Fine.
Description: Acquisition of a 240 m² building from 1900 currently consisting of 6 40 m² apartments to be renovated. The goal is to divide and renovate the attic to create 8 separate 40 m² units. One unit (lot 5) is currently rented but should be acquired by the tenant after renovation.
Location: Précy-Sous-Thil, a commune with around 800 inhabitants located 68 km from Dijon and 87 km from Auxerre.
Positives: High 14% return, realistic exit price, operator experience, proximity to amenities.
Concerns: Low first-rank mortgage coverage, lack of pre-commercialization data, slightly remote location.
Overall, the project at Immeuble Précy-sous-Thil presents a promising opportunity for investment. With a high return rate of 14% and an experienced operator, there is potential for a successful outcome. While there are some concerns such as the location being a bit distant from major cities and the mortgage coverage being lower than ideal, the realistic exit price and the operator's strong track record offer reassurance. Additionally, the bonus of receiving €10 as a welcome gift for loans over €200 adds extra value for investors. With careful monitoring and attention to potential risks, this project could yield positive results. So, if you're looking to invest in a project with potential and some exciting bonuses, this could be the one for you!
46 voters
👎39% 👍17% 🤷17% 🏳️26%
To vote : 
Grégory Vaur
Grégory, I am 26 years old and have been an investor in real estate crowdfunding, stock markets and crowd-lending for around 1 year. I trained myself by watching videos on these subjects. I am currently registered on the first brick, Clubfunding, Raizers...
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