The project 166 PETTOREAUX - MEGEVE by Wiseed

Review of the project 166 PETTOREAUX - MEGEVE by Wiseed

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 7

Criteria	Points
mortgage coverage	∅
optimistic scenario margin	∅
pre-commercialization	∅
track record	🟩
location	∅
in the vicinity	🟩
yield	🟩
LTA	∅
LTS	∅
operator commitment	∅
sales price	🟩
permanent loss	🟩
late projects	∅
price trend	🟩
urban planning risk	🟩
debt to equity	∅
debt to asset	∅

This review is proposed by Damien Cuyala on 18/07/2024

⏰ The project starts on 18/07/2024 14h00
💰 The estimated rate of return is 11% per year.
⏱ The duration of the project is 24m
💼 Minimum amount to invest is 100€

🤖 Review's summary

Project Analysis: 166 PETTOREAUX - MEGEVE at Wiseed

Analysis of project 166 PETTOREAUX - MEGEVE at Wiseed conducted by Damien Cuyala

Project Details

The project is set to take place on 2024-07-18 at 14:00:00

Overall Assessment: The project has an attractive location, but there is some concern regarding the difficulty of selling the property to a specific target market. The resale value falls within the average market price range after renovation (a significant positive point). The local real estate prices are increasing, the company is in debt, and there is low security on this project.

Project Type

Amount to be Funded: 500,000 EUR

Capital Repayment: In fine

Interest Repayment: In fine

Project Description

The project involves buying and reselling an apartment after renovation and combining two condominium lots in Megève (74120)

Key Points

Rendement: 11% - High
Rendement surpasses the average (10.1%) of recent Wiseed projects
Guarantee Type: GAPD
Net Debt/Equity Ratio > 2.5
No Pre-commercialization

Operator Health

High net debt/capital ratio: 4.1
Moderate net debt/assets ratio: 1.06

Location & Surroundings

City with less than 10k inhabitants
Nearby Amenities: shops, schools, restaurants
Realistic selling price

Project Risks

Historical project success with over 3 similar operations
No outstanding financing or operator delays
Minimal construction difficulty and realistic timeline

Geopolitical Situation

No recorded delays over 6 months
Low permanent losses at Wiseed: 0.4%

Conclusion

In conclusion, despite some risks and concerns highlighted in the analysis, the 166 PETTOREAUX - MEGEVE project at Wiseed shows promise with its high potential return, favorable local market conditions, and sound project fundamentals. Investors should carefully consider the risks and their investment strategy before participating in this project.

Historial rates of return Wiseed

Investor votes results for the project: 166 PETTOREAUX - MEGEVE

36 voters
👎47% 👍3% 🤷8% 🏳️42%
To vote :

Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.