Access
To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 13
| Criteria | Points |
|---|---|
| mortgage coverage | ∅ |
| optimistic scenario margin | 🟩 |
| pre-commercialization | ∅ |
| track record | 🟩 |
| location | 🟩🟩 |
| in the vicinity | 🟩 |
| yield | 🟩🟩 |
| LTA | ∅ |
| LTS | 🟩 |
| operator commitment | ∅ |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | 🟩 |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Damien Cuyala on
⚠️ L'analyse détaillée n'est pas diffusée à la demande de ClubFunding.
➡️ Les discussions et votes sur le projet ont lieu sur le club.
⏰ The project starts on 22/07/2024 17h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€
🤖 Review's summary
Project scheduled for 22nd July 2024 at 17:00. Overall review: The guarantee through a trust seems unstable as the property is under a first-rank mortgage with a bank of €17M, which is the reason for Clubfunding's exceptionally low rating of 5 for their documentation on the guarantee. Rental income of €400K per year. The 15% return is a target, not necessarily an achievable return. Other fundraisings are planned for this project on Clubfunding. Good project location.
👷 Type of project: Purchase - renovation/construction - resale
💶 EUR 900,000 to be financed
⏰ Capital repayment: In fine, interests: 1m.
Additional equity financing for a property trading operation located in the 8th arrondissement of Paris (75)
✅ Very high return.
✅ The return is higher than the average return (10.75%) of the latest projects on Clubfunding
Guarantee Type: trust
❗ Pre-commercialization: none. Pre-commercialized at 0% with suspensive conditions: none
Operator's health:
✅ Location: city with over 100k inhabitants
✅ Nearby: shops, schools, universities, restaurants, hospitals, sports complexes, airport, train station, highway
✅ Exit price: realistic
✅ Prices have increased by 5.7% over 1 year
✅ Optimistic scenario margin: 21% -> high margin
✅ Pessimistic scenario margin (+10% works amount, -10% discount, +20% work time): 16% -> high margin
✅ Property condition: Good
✅ Street and neighborhood condition: Good
✅ No urban planning risk
Risk of overvaluation:
✅ Historical track record of project developers: more than 3 operations of the same type
Operator's outstanding debt and delays: None
Work complexity: Complex
Realistic work duration: yes
✅ LTA (Loan to Acquisition): 91% -> low
✅ LTS (Loan to Sale): 53% -> low
LTC (Loan to Construction Cost): 0%
❗ Operator's commitment: 0% -> low
✅ Geopolitical situation: FRANCE
✅ 9.32% of delays of over 6 months at Clubfunding -> low
✅ 0% of definitive losses at Clubfunding -> low.
■ Enter Referral Code MarcBluerSky when signing up.
■ Enter your email by clicking on the Bonus link. 100 euros after investment
➡️ Bonus Link: Click here
Referral code is MarcBluerSky
Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.
The votes take place in the Objectif-Renta Investors Club.
➡️ Search for previous reviews of chez Clubfunding
Join the group on TelegramBy joining the club, you join a community of investors driven by the same interests and passions.
