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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 16
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩 |
| optimistic scenario margin | 🟩 |
| pre-commercialization | 🟩🟩 |
| track record | 🟩🟩 |
| location | 🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | 🟩 |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | ∅ |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Damien Cuyala on
⏰ The project starts on 24/07/2024 12h00
💰 The estimated rate of return is 11% per year.
⏱ The duration of the project is 18m
💼 Minimum amount to invest is 1€
🤖 Review's summary
The project "Le Lapiz" at La Premiere Brique is scheduled for July 24, 2024, at 12:00:00. It shows good operator commitment, a solid first-rank mortgage guarantee albeit with slightly low coverage, pre-commercialized at 47%, excellent project location, and a good project margin. However, significant work is needed, so potential delays should be monitored closely.
Project Type: Purchase - renovation/construction - resale
Amount to be Financed: €853,000
Capital Repayment: In fine, Interest Repayment: In Fine
The project involves refinancing the acquisition of a 872 m² building comprising 17 units in need of renovation.
Yield: 11% - high
Guarantee Type: First-rank mortgage
Mortgage Coverage: 61% - low
The operator has shown a commitment of 45%, indicating a high level of dedication to the project.
Overall, the project "Le Lapiz" at La Premiere Brique presents a promising opportunity despite some areas of concern. With a realistic selling price, good margins, and a strong developer backing, there is potential for a successful outcome. The developer's track record and the excellent location further support the project's viability. While there are challenges such as significant renovation work, with proper management, these can be overcome to deliver a profitable venture. Considering the bonus incentives available for investors and the overall positive indicators, investing in this project could be a rewarding decision.
Don't miss out on this exciting opportunity to be part of "Le Lapiz" project at La Premiere Brique. Remember, optimism and smart decisions lead to great rewards!
61 voters
👎30% 👍21% 🤷43% 🏳️7%
To vote : 
Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.
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