The project Naturancia by Baltis

Review of the project Naturancia by Baltis

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 12

Criteria	Points
mortgage coverage	🟩🟩🟩🟩🟩
optimistic scenario margin	∅
pre-commercialization	🟩🟩
track record	🟩🟩
location	∅
in the vicinity	🟩
yield	🟩🟩
LTA	∅
LTS	🟩
operator commitment	∅
sales price	🟩
permanent loss	🟩
late projects	🟩
price trend	🟥
urban planning risk	🟩
debt to equity	🟥🟥🟥
debt to asset	🟥

This review is proposed by Damien Cuyala on 25/07/2024

⏰ The project starts on 26/07/2024 11h30
💰 The estimated rate of return is 12% per year.
⏱ The duration of the project is 24m
💼 Minimum amount to invest is 100€

🤖 Review's summary

Analysis of Naturancia Project at Baltis

Analysis of Naturancia Project at Baltis by Damien Cuyala

Project Overview

The Naturancia project is a real estate development operation involving the construction of a residential complex consisting of 16 housing units located at 20/22 rue des Verchères in Sérézin-du-Rhône (69).

Key Points

Rendement: 12% - very high, exceeding the average Baltis project yield
Guarantee Type: Second-rank mortgage
Hypothecary Coverage: 90% - correct
Pre-sale: 63% pre-commercialized with completion conditions
Operator's Health: High debt ratios, low operator engagement
Location: Town with fewer than 10k inhabitants, but close to amenities
Optimistic Scenario Margin: 6% - low
Pessimistic Scenario Margin: 0% - adequate
Property Status: To be built, Good neighborhood and street condition, No urbanistic risks
Operational History: More than 10 similar successful operations
Financing and Operator's delays: No outstanding amounts, Significant construction difficulty and realistic duration
Loan to Acquisition: High, Loan to Sale: Very low, Loan to Construction Cost: 0%
Operator's Commitment: Low
Geopolitical Situation: France
Low percentage of delays and no definitive losses at Baltis

Bonus

Enter Referral Code BLUERSKY for registration
Claim a 25€ bonus after the first investment by providing your email here

Project Evaluation

The Naturancia project at Baltis presents promising aspects like high yield, realistic pricing, good location, and historical success of the operator. Despite some challenges such as low operator commitment and margin concerns, the overall outlook seems positive.

Investing in Naturancia could offer a lucrative opportunity with the potential for good returns, especially with the bonus incentives provided. With careful consideration and monitoring of the project progression, this venture could be a rewarding one for investors looking to diversify their portfolio.

Historial rates of return Baltis

Investor votes results for the project: Naturancia

30 voters
👎53% 👍0% 🤷23% 🏳️23%
To vote :

Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.