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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 17
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩 |
| optimistic scenario margin | ∅ |
| pre-commercialization | 🟩🟩🟩 |
| track record | 🟩🟩 |
| location | 🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | 🟥 |
| urban planning risk | 🟩 |
| debt to equity | 🟩 |
| debt to asset | 🟥 |
This review is proposed by Grégory Vaur on
⏰ The project starts on 16/08/2024 11h30
💰 The estimated rate of return is 11% per year.
⏱ The duration of the project is 9m
💼 Minimum amount to invest is 100€
🤖 Review's summary
Project Date: 2024-08-16 11:30:00
Overall Assessment: Good guarantees, simple buy-and-sell project, experienced operator, coherent selling price, 87% of pre-commercialized turnover via pre-sale agreements, decent margin in case of discount, real estate prices decreasing in the area over 1 year.
Type of Project: Buy and sell without renovations
Amount to be financed: 610,000 EUR
Repayment: In fine for the capital, In Fine for interests
Description: The project involves acquiring a mixed-use real estate complex consisting of a commercial space of 41 m², 2 apartments of 36 and 52 m², and 2 warehouses of 365 and 237 m². The goal is to sell the entire property after division without carrying out any renovations.
Location: Mérignac is a town of about 74,000 inhabitants located 10 km from Bordeaux airport and 4 km from the city center of Bordeaux.
Positives: High yield of 11%, first-rank mortgage with a cover of 96%, pre-commercialized at 87%, good condition of properties, no urban planning risks, experienced operator with a good track record.
Negatives: High net debt/asset ratio, decrease in apartment prices by 6.6% in 1 year, high LTA ratio.
This project at Baltis seems like a fantastic opportunity for investors! With a good margin, pre-sales agreements in place, and an experienced operator leading the project, there's a lot to be optimistic about. The location in Mérignac also offers great potential, being close to essential amenities and with a realistic selling price for the commercial space. While there are some minor concerns like the decrease in apartment prices, the overall project looks solid and promising. Plus, with the bonus offer available, it's an even more attractive investment opportunity. So, grab your chance, invest smartly, and let's ride the wave of success together!
Remember, fortune favors the bold, and with projects like these, we're on the path to financial growth and prosperity. Don't miss out on this exciting journey ahead!
57 voters
👎28% 👍42% 🤷7% 🏳️23%
To vote : 
Grégory Vaur
Grégory, I am 26 years old and have been an investor in real estate crowdfunding, stock markets and crowd-lending for around 1 year. I trained myself by watching videos on these subjects. I am currently registered on the first brick, Clubfunding, Raizers...
The votes take place in the Objectif-Renta Investors Club.
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