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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 9
| Criteria | Points |
|---|---|
| mortgage coverage | ∅ |
| optimistic scenario margin | 🟩 |
| pre-commercialization | ∅ |
| track record | 🟩🟩 |
| location | 🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | ∅ |
| sales price | 🟥 |
| permanent loss | 🟩 |
| late projects | ∅ |
| price trend | ∅ |
| urban planning risk | 🟩 |
| debt to equity | 🟩 |
| debt to asset | 🟩 |
This review is proposed by Hélène Mayet on
⏰ The project starts on 20/08/2024 15h00
💰 The estimated rate of return is 11% per year.
⏱ The duration of the project is 9m
💼 Minimum amount to invest is 1000€
🤖 Review's summary
Type of Project: Purchase - renovation/construction - resale
Amount to finance: 2,000,000 EUR
Repayment: In fine, 3-month interest
Location: Saint Raphael
- Excellent location with necessary amenities nearby
- High potential return rate of 11%, surpassing the average at Citesia
- Good health of the company with a strong margin
- Lack of pre-commercialization and slightly weak guarantee
- Debt/equity ratio: 0.27
- Debt/assets ratio: 0.17
- Property and neighborhood in great condition
- No urban planning risks
- Project has simple works and realistic duration
- Optimistic pricing and high margins
- High LTA and LTS ratios
- Low operator engagement
- Geopolitical uncertainty affecting real estate
- High percentage of delays at Citesia
Overall, the Villa Helios project at Citesia presents a promising investment opportunity with its attractive location and high potential return rate. While some concerns such as lack of pre-commercialization and weak guarantee exist, the strong financial health of the company and the property's condition are positive indicators. It's important to carefully consider the risks involved, particularly the high loan-to-value ratios and geopolitical uncertainties. Investors looking for a potentially lucrative venture in real estate may find this project appealing, but thorough due diligence is advised before making a decision.
Use referral code BLUERSKY for a bonus of 50€ after investment. Click here to claim your bonus.
35 voters
👎49% 👍0% 🤷3% 🏳️49%
To vote : 
Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.
The votes take place in the Objectif-Renta Investors Club.
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