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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 16
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩 |
| optimistic scenario margin | ∅ |
| pre-commercialization | 🟩🟩 |
| track record | 🟩🟩 |
| location | 🟩🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | 🟩 |
| operator commitment | ∅ |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | ∅ |
| price trend | 🟥 |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Jordan R on
⏰ The project starts on 25/10/2024 14h00
⏱ The duration of the project is 18m
💼 Minimum amount to invest is 100€
🤖 Review's summary
The project scheduled for October 25, 2024, at 14:00 has received an overall positive review. It involves real estate promotion in Reims, pre-commercialized at 100% with a social lessor. One key point to note is the potential construction delays that might impact your investment and reduce the operation's margin.
In the town of Reims (51100), located 45 minutes away from Paris by TGV, Lymo Home is leading a real estate promotion project consisting of constructing 26 housing units and 23 parking spaces. The project is already pre-commercialized at 100% with the social lessor CDC HABITAT, and all necessary administrative authorizations have been obtained. The construction work is ready to commence.
The project boasts a high return of 11% which exceeds the average return of the latest projects at Lymo. It offers a realistic selling price of €3000 per m², and it is conveniently located in a city with over 100k inhabitants, offering proximity to amenities like shops, schools, universities, and restaurants.
While the construction difficulty poses a risk, the realistic duration of the works is a positive point. It's worth noting that the project has an elevated LTA (Loan to Acquisition) ratio at 112%, but a very low LTS (Loan to Sale) ratio at 15%. The operator's commitment is low at 0%, and there have been a significant number of delays in previous Lymo projects.
Despite some potential risks and challenges, the REIMS CHAMPAGNE project at Lymo presents a promising investment opportunity. With a high pre-commercialization rate and favorable location factors, the project has the potential to deliver a solid return. While caution is advised due to the construction-related issues, the overall outlook is positive. Keep an eye on the progress and enjoy the journey of investing in this exciting real estate venture!
34 voters
👎29% 👍18% 🤷18% 🏳️35%
To vote : 
Jordan R
Jordan, 35 years old, electronics engineer by training. I currently live from my passions as a ski instructor and canyon guide. Investor in the stock market (stock/ETF), physical real estate and more recently in real estate crowdfunding since 2020. I mainly invest on the platforms: ClubFunding, Lapremierbrique and Upstone. My crowdfunding portfolio is over 100k
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