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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 7
| Criteria | Points |
|---|---|
| mortgage coverage | ∅ |
| optimistic scenario margin | ∅ |
| pre-commercialization | ∅ |
| track record | 🟩 |
| location | ∅ |
| in the vicinity | 🟩 |
| yield | 🟩🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | ∅ |
| sales price | 🟩🟩 |
| permanent loss | 🟩 |
| late projects | ∅ |
| price trend | ∅ |
| urban planning risk | ∅ |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Damien Cuyala on
⏰ The project starts on 03/04/2024 10h00
💰 The estimated rate of return is 12% per year.
⏱ The duration of the project is 24m
💼 Minimum amount to invest is ?
🤖 Review's summary
The Closerie de Charles project, analyzed by Damien Cuyala, is set to take place on April 3, 2024, at 10:00:00. The overall assessment of the project is very low, with a commercialization rate of 63% and low operator commitment.
The project involves acquiring an existing building for resale after dividing it and creating a 4-lot subdivision on the adjacent land. The development work on the two existing buildings is the sole responsibility of the buyers.
After analyzing the Closerie de Charles project at Koregraf, it is evident that there are significant risks and shortcomings associated with this venture. From the low operator commitment to the high loan to acquisition ratio and the lack of pre-commercialization, the project raises multiple red flags. The pessimistic scenario margin of only 3% indicates a narrow profit margin and potential financial challenges. Additionally, the declining property prices in the city and the absence of property photos further undermine the project's viability. Overall, the project poses a high level of risk with limited guarantees and commercial prospects.
30 voters
👎70% 👍3% 🤷3% 🏳️23%
To vote : 
Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.
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