The project Paul Loubet by Koregraf

Review of the project Paul Loubet by Koregraf

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 14

Criteria	Points
mortgage coverage	∅
optimistic scenario margin	🟩
pre-commercialization	🟩🟩🟩🟩🟩
track record	🟩🟩
location	🟩
in the vicinity	🟩
yield	🟩
LTA	∅
LTS	🟩
operator commitment	🟩
sales price	🟩
permanent loss	🟩
late projects	∅
price trend	🟥
urban planning risk	∅
debt to equity	∅
debt to asset	∅

This review is proposed by Grégory Vaur on 08/05/2024

⏰ The project starts on 13/05/2024 10h00
💰 The estimated rate of return is 11% per year.
⏱ The duration of the project is 12m
💼 Minimum amount to invest is ?

🤖 Review's summary

Analysis of Paul Loubet's Project at Koregraf

Analysis of Paul Loubet's Project at Koregraf by Grégory Vaur

Project Overview

The project is a refinancing type with weak guarantees, an experienced operator, a rather high margin even in case of discount, a coherent exit price, a pre-commercialized location but under suspensive conditions, works to be planned for the buyer, and no prior approval obtained yet.

Project Details

Type: Refinancing
Amount: €192,000 to be financed
Repayment: In fine for capital and interests
Location: Montélimar, a city of 41,000 inhabitants

Analysis

The project aims to refinance the operator's equity following the acquisition of a 414 m2 space in May 2023. The goal is to sell the space as is to a buyer planning renovation works and a change of use (Education) for their training activities.

The location in Montélimar, with good proximity to amenities, brings a high yield of 11%, above the platform's average. The guarantees include notarized payment order and personal guarantees with a substantial net worth.

Despite some risks like pending urban planning approval, the experienced operator's track record and high engagement level provide confidence. The project's margins in optimistic and pessimistic scenarios are considered high, giving potential for good returns.

Conclusion

In conclusion, the project presents some risks, but with the operator's experience, strong guarantees, and promising margins, it offers a good opportunity for investment. The pre-commercialized location and the planned works by the future buyer indicate growth potential. Overall, it seems like an exciting project with the prospect of positive returns for investors.

Let's keep supporting such projects to enable continuous analysis and growth. Join the club and contribute to our goal of financial success!

Stay positive and keep investing in the future!

Historial rates of return Koregraf

Investor votes results for the project: Paul Loubet

39 voters
👎49% 👍5% 🤷10% 🏳️36%
To vote :

Grégory Vaur
Grégory, I am 26 years old and have been an investor in real estate crowdfunding, stock markets and crowd-lending for around 1 year. I trained myself by watching videos on these subjects. I am currently registered on the first brick, Clubfunding, Raizers...