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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 12
| Criteria | Points |
|---|---|
| mortgage coverage | ∅ |
| optimistic scenario margin | ∅ |
| pre-commercialization | 🟩🟩🟩🟩 |
| track record | 🟩🟩 |
| location | ∅ |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | 🟩 |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | 🟥 |
| urban planning risk | ∅ |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Damien Cuyala on
⏰ The project starts on 26/06/2024 17h00
💰 The estimated rate of return is 10.5% per year.
⏱ The duration of the project is 18m
💼 Minimum amount to invest is 1000€
🤖 Review's summary
The "Bouxieres aux Dames" project is set to take place on 2024-06-26 at 17:00:00 with an overall weak rating due to low guarantee, slim margin, good commitment from the operator, significant promotional work needed, and potential delays. The company's financial accounts are not publicly disclosed. Pre-commercialization stands at 56%, slightly below average for such promotions.
The project entails the construction of an eight-building complex with up to R+3 levels, comprising 68 units including 60 social housing units, 7 medical offices, and a nursery with 94 parking spaces in Bouxieres-aux-Dames (54).
The project offers a high yield of 10.5% but falls slightly below the average yield for recent Homunity projects (10.61%). The guarantee type is through surety. Pre-commercialization is at 56% with no suspensive conditions. The operator's financial health is undisclosed, and the project is located in a town with less than 10k inhabitants. However, nearby amenities include shops and schools, with a realistic selling price.
Some drawbacks include a decreasing property value trend (-2.9% over a year), a low optimistic margin of 9.2%, and a moderate pessimistic margin of 5%. Nevertheless, the property is in a construction phase, the neighborhood is in good condition, and there are no urban planning risks. The operator shows high commitment, and the geopolitical situation is in France.
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Overall, while the project presents some red flags like low margins and lack of financial transparency, the high operator commitment and positive location indicators could make it a viable investment opportunity for those seeking long-term returns in the real estate sector.
31 voters
👎68% 👍3% 🤷0% 🏳️29%
To vote : 
Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.
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