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The project Mauguio by Immocratie

The project Mauguio by Immocratie

Review of the project Mauguio by Immocratie

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 33

Criteria	Points
mortgage coverage	🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩
optimistic scenario margin	∅
pre-commercialization	🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩
track record	🟩🟩
location	🟩
in the vicinity	🟩
yield	🟩🟩
LTA	🟩
LTS	🟩
operator commitment	🟩
sales price	🟩
permanent loss	🟩
late projects	🟥🟥🟥🟥
price trend	🟩
urban planning risk	∅
debt to equity	∅
debt to asset	∅

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This review is proposed by Hélène Mayet on 30/06/2024

⏰ The project starts on 01/07/2024 12h00
💰 The estimated rate of return is 12% per year.
⏱ The duration of the project is 12m
💼 Minimum amount to invest is 1000€

Project Analysis: Mauguio project at Immocratie by Hélène Mayet

Analyzing this project, we see great potential for success. The project is set to begin on July 1, 2024, at 12:00:00, with a very positive overall assessment. The project offers a solid guarantee, good margin, and benefits from the operator's expertise, making it a well-deserved A rating.

Project Details:

Type of Project: Purchase - resale without renovation

Amount to Finance: €163,000

Repayment: Capital - In fine, Interest - In fine

The operation, led by Mrs. Pascale Madonna, involves:

Acquisition of a residential house on a 562 m² plot
Division into 2 lots: existing house and building land
Selling these 2 lots

Key Points:

High Return: 12%
Return exceeds the average return of recent projects: 11.75%
First-rank Mortgage, GAPD guarantee
Pre-sale: 100% pre-commercialized with no suspensive conditions
Location: Town with over 10k inhabitants, close to amenities
Optimistic Margin: 13%

Concerns:

Debt/Equity Ratio: High at 195
Pessimistic Margin: 10%
Property Condition: Requires work
Geopolitical Situation: France
Operator's Delay Rate: 19.59% delays over 6 months

Positive Aspects:

High Mortgage Coverage: 291%
No outstanding balance or construction difficulties
Low LTA (Loan to Acquisition): 36.3%
Low LTS (Loan to Sale): 28.3%
Operator's Commitment: 49%

Bonus:

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Overall Opinion:

With a strong foundation, promising returns, and a reputable operator, the Mauguio project at Immocratie looks like a fantastic opportunity for investors. Despite some concerns regarding debt ratios and potential delays, the project's many positive aspects outweigh the risks. So, seize the opportunity and invest with confidence in this exciting venture!

Historial rates of return Immocratie

Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.

Hélène Mayet is a senior analyst who has already analyzed projects.