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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 15
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩 |
| optimistic scenario margin | 🟩 |
| pre-commercialization | ∅ |
| track record | 🟩🟩 |
| location | 🟩🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | 🟩 |
| sales price | 🟩 |
| permanent loss | 🟩 |
| late projects | 🟩 |
| price trend | ∅ |
| urban planning risk | ∅ |
| debt to equity | 🟥🟥🟥🟥🟥 |
| debt to asset | 🟥 |
This review is proposed by Hélène Mayet on
⏰ The project starts on 31/07/2024 11h30
💰 The estimated rate of return is 11% per year.
⏱ The duration of the project is 15m
💼 Minimum amount to invest is 100€
🤖 Review's summary
Type of Project: Refinancing
Amount to be funded: 750,000 EUR
Repayment: In fine for capital, 1 year for interests
Rendement: 11% - High
Guarantee Type: First-rank mortgage
Pre-sale: None
Operator's Health: High debt ratios
Location: Good, in a city with over 100k inhabitants (Nice)
Nearby amenities: Schools, shops, hospitals, airports, etc.
Property State: Needs renovations
Neighborhood: Very good
Optimistic Scenario Margin: 16% - High
Pessimistic Scenario Margin: 0% - Average
Urban Planning Risk: Undetermined
Over 10 similar operations
Current project in progress
Loan to Acquisition: High (100%)
Loan to Sale: Low (61%)
Loan to Construction Cost: 0%
The Nice Bischoffsheim project at Baltis presents a lucrative opportunity for refinancing. With a high yield, good location, and experienced project operators, there is potential for strong returns. While some risks are present, such as the operator's high debt ratios and urban planning uncertainties, the project's positive aspects like the property's potential for renovation, the strong neighborhood, and the operator's track record outweigh the negatives. Additionally, the bonus offer for new investors adds to the appeal of this project. Therefore, investing in the Nice Bischoffsheim project could be a smart and rewarding decision.
37 voters
👎59% 👍8% 🤷5% 🏳️27%
To vote : 
Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.
The votes take place in the Objectif-Renta Investors Club.
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