The project Joya par Frères Péreire by Raizers

Review of the project Joya par Frères Péreire by Raizers

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 23

Criteria	Points
mortgage coverage	🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩
optimistic scenario margin	∅
pre-commercialization	∅
track record	🟩🟩
location	∅
in the vicinity	🟩
yield	🟩🟩
LTA	∅
LTS	🟩
operator commitment	🟩
sales price	🟩
permanent loss	🟩
late projects	∅
price trend	🟩
urban planning risk	🟩
debt to equity	🟩
debt to asset	🟩

This review is proposed by Damien Cuyala on 23/10/2024

⏰ The project starts on 23/10/2024 14h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Project Analysis: Joya project by Frères Péreire at Raizers analyzed by Damien Cuyala

The project is scheduled for October 23, 2024, at 14:00:00. Overall, it seems very promising with a trust guarantee coverage at 111%, no construction work needed, financially well-managed company, and the project bought at the lowest market price. The property will be kept in the operator's heritage, with bank refinancing for the exit strategy. It's a very good project.

Project Details:

👷‍ Type of project: Purchase - resale without work
💶 Amount to finance: 600,000 EUR
⏰ Capital repayment: In fine. Interests: In Fine, 1y.

The operation involves the acquisition of a plot located at 145 Allée Montaignac, L'Etang-Salé 97427 in La Réunion. The operators have secured a building permit in April 2024, now free from any appeal. The project will then be refinanced by a local bank, enabling the repayment of the bond loan. This refinancing will happen after a tax credit expected in Q1 2025, after which the operators will start the construction of a senior residence.

Project Evaluation:

✅ High return on investment.
❗The return is lower than the average return (10.93%) of recent projects at Raizers
Guarantee Type: Trust
✅ Trust coverage: 111% - high
❗ Pre-sale: None. Pre-sold at 0% with suspensive conditions: none
Operator's Health:
✅ Net debt / equity ratio correct: 0.04
✅ Net debt / assets ratio low: 0.04
❗ Location: city with less than 10k inhabitants
✅ Nearby: shops, schools
✅ Exit price: realistic
✅ Prices have increased by 5% in the past year.

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Project Opinion:

This project seems like a fantastic opportunity with great potential. With a solid financial structure, a thorough investment strategy, realistic projections, and a reliable operator, the Joya project has all the right elements for success. Despite some minor drawbacks such as location size or a slightly lower ROI compared to previous projects, the overall outlook is very positive. By considering the guaranteed trust coverage, the stable market conditions, and the operator's track record, this investment looks like a wise choice for those seeking a secure and profitable venture. Don't miss out on this exciting opportunity to be part of a well-managed and promising project!

Historial rates of return Raizers

Investor votes results for the project: Joya par Frères Péreire

27 voters
👎37% 👍22% 🤷11% 🏳️30%
To vote :

Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.