The project L'altitude by Homunity

Review of the project L'altitude by Homunity

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 13

Criteria	Points
mortgage coverage	∅
optimistic scenario margin	∅
pre-commercialization	🟩🟩
track record	🟩🟩
location	🟩
in the vicinity	🟩
yield	🟩
LTA	∅
LTS	🟩
operator commitment	🟩
sales price	🟩
permanent loss	🟩
late projects	🟩
price trend	∅
urban planning risk	🟩
debt to equity	∅
debt to asset	∅

This review is proposed by Damien Cuyala on 23/10/2024

⏰ The project starts on 23/10/2024 17h00
💰 The estimated rate of return is 10% per year.
⏱ The duration of the project is 12m
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Project Analysis: L'altitude by Homunity

Overview

The project L'altitude by Homunity, analyzed by Damien Cuyala, is a complex real estate promotion project with a low guarantee and a pre-sale rate of 96%. There are only 2 lots left to be commercialized, with a delivery date set for July 2025.

Project Details

Type: Real Estate Promotion
Amount to be financed: 448,000 EUR
Repayment: In fine, Interests: 1 year

The project involves raising funds to refinance part of the own funds required by the bank for the L'altitude operation by Agencity Promotion.

Evaluation

High Yield: 10%
Guarantee Type: Surety
Pre-sale: 96%
Location: City with over 10k inhabitants
Nearby: Shops, schools, universities, restaurants
Realistic Exit Price
Property State: To be built
Street and Neighborhood Condition: Good
No Urbanistic Risks
Project Developer Experience: Over 10 similar operations
Work Complexity: High
Realistic Work Duration: Yes
Operator's Commitment: 15%

Risks and Bonuses

LTA: 155% (High)
LTS: 33% (Very low)
Bonus: 1 year free access to Objectif-Renta investor club

Opinion

Despite the challenges and lower margins, the L'altitude project by Homunity seems like an exciting opportunity to invest in. With a high yield, realistic location, and the bonus of free club access, this project offers potential for growth and community involvement. Stay optimistic and enjoy the journey!

Link to the crowdfunding project

Historial rates of return Homunity

Investor votes results for the project: L'altitude

35 voters
👎60% 👍6% 🤷11% 🏳️23%
To vote :

Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.