The project Les arcades du Rezil by Raizers

Review of the project Les arcades du Rezil by Raizers

Review's score :

Score details

To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 17

Criteria	Points
mortgage coverage	🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩🟩
optimistic scenario margin	∅
pre-commercialization	🟩🟩
track record	🟩
location	∅
in the vicinity	🟩
yield	🟩
LTA	∅
LTS	🟩
operator commitment	∅
sales price	∅
permanent loss	🟩
late projects	∅
price trend	🟥
urban planning risk	🟩
debt to equity	🟥🟥🟥🟥🟥
debt to asset	∅

This review is proposed by Hélène Mayet on 25/10/2024

⏰ The project starts on 25/10/2024 14h00
⏱ The duration of the project is
💼 Minimum amount to invest is 1000€

🤖 Review's summary

Analysis of Les Arcades du Rezil Project at Raizers

Analysis of Les Arcades du Rezil Project at Raizers by Hélène Mayet

Project Overview

This project involves the development of 4 housing units - 2 houses and 2 apartments, with high yield potential. The operator aims to promote these properties post-renovation/construction. The project is well-located in a town with essential amenities nearby.

Key Points

The project requires a funding of 410,000 EUR with a repayment structure of capital and interests 'In Fine'. The guarantee provided through a first-rank mortgage is very high at 170%.

Positive Aspects

High yield compared to the average at Raizers.
Good coverage through the mortgage guarantee.
Good state of the property and the neighborhood with no urbanistic risks.
Operator's track record with similar successful projects.
Realistic construction timeline.
No ongoing financing or delays by the operator.

Challenges and Risks

High debt-to-equity ratio of the company.
Significant construction works and low margin in comparison to the high selling price.
Pricing is above market rates with a decrease in prices over the past year.
Complex construction works and low engagement from the operator.

Conclusion

Despite some challenges, the Les Arcades du Rezil project at Raizers offers a promising investment opportunity with its high potential yield, strong guarantee, and favorable location. The project's positive aspects like the property's condition, neighborhood stability, and operator's experience outweigh the risks involved. With careful monitoring and consideration of the identified risks, this project could lead to successful returns for investors. So, I would say, go for it! 💰🏡✨

Bonus

Don't forget to use the referral code MBS to earn a bonus of up to 100€ after your first and second investments at Raizers! Get started here.

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Historial rates of return Raizers

Investor votes results for the project: Les arcades du Rezil

26 voters
👎69% 👍0% 🤷0% 🏳️31%
To vote :

Hélène Mayet
My name is Hélène Mayet, I am an HR Assistant, I also have a self-employed English course business at home. My investments started in 2020 with shares on the stock market. Little by little I became interested in ETFs, particularly on the S&P500 and in real estate. While researching real estate and its opportunities, I discovered Crowdfunding in which I began to invest in 2022. I mainly invest in La Première Brique and Upstone.