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To assign the grades A and E, we use a Bonus/Malus system.
⚠️ Some criteria may be missing in the detailed list below.
⚠️ The scoring model is not suitable for all types of projects.
The total points for this project is 16
| Criteria | Points |
|---|---|
| mortgage coverage | 🟩🟩🟩🟩🟩 |
| optimistic scenario margin | 🟩 |
| pre-commercialization | 🟩🟩 |
| track record | 🟩🟩 |
| location | 🟩🟩 |
| in the vicinity | 🟩 |
| yield | 🟩 |
| LTA | ∅ |
| LTS | ∅ |
| operator commitment | ∅ |
| sales price | 🟩 |
| permanent loss | ∅ |
| late projects | ∅ |
| price trend | ∅ |
| urban planning risk | 🟩 |
| debt to equity | ∅ |
| debt to asset | ∅ |
This review is proposed by Damien Cuyala on
⏰ The project starts on 29/10/2024 12h30
💰 The estimated rate of return is 10% per year.
⏱ The duration of the project is 12m
💼 Minimum amount to invest is 10€
🤖 Review's summary
The project is scheduled for October 29, 2024, at 12:30:00. It involves an acquisition and division of a traditional house near Toulouse into six apartments, with various amenities such as parking spaces and private gardens.
The total financing required is 305,000 EUR, with a first-ranking mortgage covering 75% and a pre-sale agreement of 66% under offer. The repayment of capital is in fine, with monthly interests.
The project falls under the category of purchase, renovation/construction, and resale. The potential yield is 10%, which is considered high, although slightly below the average yield of recent projects at Bricks.
The property is located in a city with over 100,000 inhabitants, offering proximity to various amenities like shops, schools, airports, and highways. The project's realistic exit price and high profit margins in optimistic and pessimistic scenarios indicate strong potential.
While the project has minimal construction difficulty and realistic timelines, the high loan-to-acquisition and loan-to-sale ratios, along with low operator commitment, present some risks to consider. However, the absence of urban planning risks, positive neighborhood conditions, and the operator's track record mitigate these concerns to some extent.
In conclusion, the Maison la Toulousaine project by Bricks shows promising potential with its strategic location, realistic pricing, and healthy profit margins. Despite some identified risks, the overall outlook is positive, especially with the bonus offer available for investors. With due diligence and careful monitoring, this project could offer attractive returns. Don't miss out on this opportunity to invest in a project that combines charm, profitability, and growth!
29 voters
👎48% 👍7% 🤷3% 🏳️41%
To vote : 
Damien Cuyala
Damien, 41 years old, I am a business manager in nuclear valves, I also have a company in the distribution of everyday products in short circuits with the credo of "made in France". I started at a young age to learn how to invest in the stock market in dividend stocks, ETFs, and from 2021 on small cap equity strategies, and recently I have been learning about options. In June 2022, I started real estate crowdfunding and I have invested a little over 73 Keuros since then, my investments are distributed across the following platforms: ClubFunding, Raizers, La Première Brique, Upstone, Baltis. I attach great importance to spending time analyzing each project before making the best decision for my investments. Finally, I also have investments in crowdlending, mainly on Lendermarket to diversify my assets as much as possible.
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