The crowdfunding, sometimes called crowdlending allows investors to lend their money to various types of companies and projects in exchange for a high interested rate. The investments are made through platforms. I'm following the best projects and platforms for different types of crowdfunding: real estate, agricultural and p2p lending.
Usually the entry ticket is low and the yield is high. Platforms and projects can be of very different nature and quality, hence an analysis and an accurate review are necessary as well as a due diligence. Here are below the platforms I've reviewed and tested. In many cases, I have managed to interview their founders.
Company
Project type
Yield
Min 💰
↻
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Subscribe with BONUS 🎁
Projects located in France
The company is regulated en France
Project duration : 6-18 months
Contract type : Fixed rate contract
Ticket d'entrée:
1€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate project located in France
The company is based and regulated in France.
Project duration : 12-36 months
Contract type: Fixed rate loans
Ticket d'entrée:
1000€
Paiements des intérêts:
1mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
BONUS Clubfunding
click on Bonus link and key the affiliate code : MBS
100 euros received from the platform
Real estate projects mainly in France and sometimes in other European countries.
The company is based and regulated in France. One the biggest in France.
Project duration : 12-36 months
Contract type : Fixed rate loan
No default, so far.
Ticket d'entrée:
1000€
Paiements des intérêts:
In Fine, 1yCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate located in the United States
Contract type: Full ownership via tokens on blockchain. Weekly dividends paid in USDC on our crypto wallet.
Type : residential rental investment
Secondary market : ✅
Project duration : long term
Ticket d'entrée:
50$
Paiements des intérêts:
1wCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate projects located in France
Company based and regulated in France.
Contract type : Fixed rate loan
Ticket d'entrée:
100€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
100€
Paiements des intérêts:
In fineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
1000€
Paiements des intérêts:
In fineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
❗We have stopped analyzing that platform
Real estate projects in France
Duration and type of contract: Fixed rate loans (4-18 months)
Ticket d'entrée:
100€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
BONUS Upstone
✅ 15€ credited in your Upstone wallet for 1000 euros invested
Referral code : BLUERSKY
❗We have stopped analyzing that platform
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
100€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate project based in France
The company is based and regulated in France
Project duration : 12-36 months
Contract type : Fixed rate loan
Ticket d'entrée:
1000€
Paiements des intérêts:
3mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
BONUS Citesia
Code when you subscribe: BLUERSKY
✅ 50€ after investment
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
1000€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Small agricultural projects to be financed in eastern Europe, mainly Latvia, Poland and Lithuania
The company is based and regulated in Lithuania
Project duration : 12-30 months
Type of contract : Fixed rate loans to farmers
backed by crop, lands, equipment
Ticket d'entrée:
100€
Paiements des intérêts:
1mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Small agricultural projects based in Latvia
Company regulated in Latvia
Project duration : 12-18 months
Type de contract : Loans to farmers
Backed by lands, crops or agricultural equipment
Ticket d'entrée:
50€
Paiements des intérêts:
1mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate project based in France
Company regulated in France
Project duration : 12-36 months
Contract type: Fixed rate loan
Ticket d'entrée:
100€
Paiements des intérêts:
1y, In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
BONUS Baltis
code: BLUERSKY
✅ 25€ after investment
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
1€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Fractional real estate in France
Ticket d'entrée:
100€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
20€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate projects located in Estonia, Latvia, Lithuania, Finland, Germany
Secondary market : ✅
Project Duration : 12-18 months
Contract type : Fixed rate loan
Ticket d'entrée:
50€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
⚠️ There is a warning on this platform.
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
20€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Fractional real estate investments in France
Ticket d'entrée:
200€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Big Real estate projects based in France.
The company is located and regulated in France
Project duration : 24-48 months
Contract type : Convertible obligation
Ticket d'entrée:
1000€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate rental investment in France
Ticket d'entrée:
50€
Paiements des intérêts:
1mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate projects in Latvia, Norway and Lithuania
Project duration : 6-36 months
Secondary market : ✅
Contract type : Fixed rate backed by loans and also rental projects
Ticket d'entrée:
50€
Paiements des intérêts:
3mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
P2P lending, different types of loans
High interest rates - 13.8% in average
Contract type : Fixed rate loan
Contract duration : short, few weeks/months
Buy-back option: ✅
Ticket d'entrée:
50€
Paiements des intérêts:
1m, In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
P2P lending, different types of loans
Ticket d'entrée:
10€
Paiements des intérêts:
?Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Several types of P2P lending
The company exists since 2017
Interest rate is 11.04% in average
No delay of more than 60 days, no default
Contract type : Fixed rate loan
Contract duration : few weeks/months
✅ Option Buy-back available
Ticket d'entrée:
10€
Paiements des intérêts:
1dCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Mintos proposes several types of investments : P2P loans, Fractional rest estate and ETFs
➡️ P2P loans characteristics :
Several types of loans : pawn, personal, cars, collateralized, etc.
monthly interests
contract type : Fixed rate loan
Secondary market: ✅
Buy back: ✅
Ticket d'entrée:
50€
Paiements des intérêts:
1m, In fineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Projects located in Estonia, Spain, Switzerland, Germany, Moldavia
Secondary market : ✅
Duration: 12-18 months
Project type: Fixed rate and Rental projects
Ticket d'entrée:
100€
Paiements des intérêts:
1m, In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
⚠️ There is a warning on this platform.
Real estate projects located in France
Company based and regulated in France.
Contract type : Fixed rate loan
Ticket d'entrée:
1000€
Paiements des intérêts:
1yCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate project in Estonia, Latvia, Lithuania, Finland, Germany
Secondary market : ✅
Auto-investment : ✅
project duration : 6-18 months
Contract type : Fixed rate loan
Ticket d'entrée:
100€
Paiements des intérêts:
In fineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate projects in Europe. Company based in Estonia.
Secondary market : ✅
Project duration : 8-18 months
Contract type: Fixed rate loans.
Ticket d'entrée:
100€
Paiements des intérêts:
1d,In fineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
⚠️ There is a warning on this platform.
Real estate projects located mainly in France and few in Europe
Project type : Residential
Contract type : Royalties
Company based and regulated in France
Ticket d'entrée:
10€
Paiements des intérêts:
1mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
❗The performance statistics are unavailable or not up to date
Investissement locatif
Ticket d'entrée:
100€
Paiements des intérêts:
1mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Investissements locatif à Berlin
Ticket d'entrée:
30€
Paiements des intérêts:
ØCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate projects in Spain
Project type : tourism real estate
Contract type: There are 3 companies, the main one is Brickstarter SL, and the other two Brickstarter 004 and Bitiona 001, which are subordinate to the main one (Brickstarter SL). Legally, these two companies (Brickstarter 004 and Bitiona 001) only can be owners of properties.
Ticket d'entrée:
50€
Paiements des intérêts:
1yCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate projects located in the United States
Contract type: Actual Company shared ownership + security token on the blockchain Algorand.
Monthly rents paid in stable coin USDC.
Type : residential, rental investment, tenants already in the houses and paying rent.
Project duration : no limit. As long as we own the property.
Ticket d'entrée:
50$
Paiements des intérêts:
1dCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Tokenized real estate in France. Investors receive NFT.
Contract type : royalties as NFT
Company based and regulated in France
Ticket d'entrée:
[400€-800€]
Paiements des intérêts:
?Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate projects in Europe
Company based and regulated in Finland
Ticket d'entrée:
?
Paiements des intérêts:
1mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Property trading and Rental investment projects in Dubai
Ticket d'entrée:
?
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
?
Ticket d'entrée:
?
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
?
Ticket d'entrée:
?
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Property trading projects in France
Ticket d'entrée:
1000€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Property trading projects in France.
Ticket d'entrée:
100€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
100€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate developments and property trading projects
Ticket d'entrée:
100€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
❗The performance statistics are unavailable or not up to date
Energy transition projects
Ticket d'entrée:
10€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
?
Ticket d'entrée:
1000€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
BONUS Proximea
code: BLUERSKY
✅ 25€ after investment
immobilier fractionné en France
Ticket d'entrée:
50€
Paiements des intérêts:
Coupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
business loans backed by assets
Ticket d'entrée:
10€
Paiements des intérêts:
1mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Personal loans, consumer loans, housing loans
Ticket d'entrée:
10€
Paiements des intérêts:
In fineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Real estate projects in Denmark
Ticket d'entrée:
100€
Paiements des intérêts:
3mCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Projets de marchands de bien et promotion immobilière en Europe
Ticket d'entrée:
500€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
P2P and P2B loans
Ticket d'entrée:
10€
Paiements des intérêts:
1yCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Development projets and rental projects
Ticket d'entrée:
1€
Paiements des intérêts:
1yCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
Realt estate development projects and property trading projects in France.
Ticket d'entrée:
100€
Paiements des intérêts:
In FineCoupons distribution schedule
1d -> everyday
1w -> every weeks
1m -> every months
3m -> every 3 months
6m -> every 6 months
1y -> every years
In fine -> at the end of the project
Ø -> No interest payment
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